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All 43 police forces will engage in a week-long effort from the Motor Insurance Bureau (MIB) which is set to start today (26 October). The National Roads Police Operations, Intelligence and Investigation (NRPOII) committee have said there will be increased police activity to detect and seize uninsured vehicles.
Road users caught without a valid insurance policy in place could face a heavy £300 fixed penalty notice and six points on a licence.
However, in some extreme cases road users could even have their car seized by enforcement teams and possibly crushed.
The MIB warns that drivers caught out could also be referred to court where they could face an unlimited fine and driving ban.
They warn that convictions for uninsured driving will show on DBS checks which could affect motorists future employment prospects.
The scheme has been launched after 137,410 vehicles were seized for having no insurance last year.
This equated to one car seized by officers every four minutes showing how big the problem is across the UK.
Claims for compensation for victims of uninsured drivers have fallen by 26 percent since 2016 but there have been fresh warnings due to the coronavirus pandemic.
Anna Fleming, Chief Operating Officer at MIB has warned that the financial impact put on many families could see uninsured driving increase if some road users have cancelled their policies.
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She said: “We’ve made great strides in getting more people to drive insured in recent years, but the sad reality is with COVID-19 putting so many people under financial strain, uninsured driving levels could creep up.
“Everyone suffers the consequences of uninsured driving. We’re fully committed to our partnership with the police so we can get as many people as possible to drive insured to make roads safer and fairer for everyone.”
The MIB says drivers without a valid insurance policy in place were more likely to commit a “hit and run” accident.
Uninsured vehicles are often used by scammers who purposely crash into other cars in order to claim against a victims policy.
Each year over 130 people are killed and 26,000 injured in collisions caused by uninsured and untraced drivers.
The MIB says it was forced to pay out £322million in compensation to victims of uninsured drivers in 2019.
These huge sums of money create huge holes in revenue streams which can only be met by applying heavier costs to law-abiding drivers through higher premiums.
The Department for Transport (DfT) has also warned that collisions involving uninsured drivers cost the economy £2billion a year in emergent service use, medical care and damage.
Commander Kyle Gordon, Head of NRPOII has warned that accidents involving uninsured drivers were a road safety risk and more likely to cause death and injury.
He said: “Many people will see uninsured driving as a victimless crime at best, or as only impacting on the profits of large insurance companies at worst. This is not the case.
“We know from our work in roads policing that uninsured drivers are statistically significantly more likely to cause a death or injury on the road, which too often sadly brings devastation to victims, families and communities up and down the country.
“They are also frequently involved in wider road crime. Protecting the public and keeping our roads safe for everyone is our priority and removing uninsured drivers from our roads helps to do just that.
“This is why all police forces are acting to take uninsured drivers off the road every single day.”
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