Martin Lewis warns viewers about drastic car insurance changes
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Insurance firm Budget Direct warns “filming yourself driving for any kind of social media” video is illegal and could see car insurance policies completely axed. The warning comes after a new TikTok challenge launched in 2020 saw teenagers driving aggressively and breaking road laws.
The ‘Cha Cha Slide’ challenge saw road users move their car suddenly in line with the famous DJ Casper song,
It meant drivers were quickly turning their wheels left or right as well as serving in both directions while on busy roads.
Budget Direct said: “From a policy impact perspective, if you get caught illegally using your mobile phone you may incur penalties disclosable to your insurance company.
“Your driving history is a factor considered when calculating your premium.
“If these are not disclosed it may result in a claim being declined.”
They added: “Using a mobile phone while driving to do anything is illegal.
“Unless the phone is in a cradle or connected to Apple CarPlay, Android Auto or Bluetooth and operated by the driver without touching any part of the phone.
“This includes filming yourself driving for any kind of social media.”
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Budget Direct has warned drivers could even lose their policies if their friends or family members film them behind the wheel.
The experts warn this could be considered distracted driving which could lead to punishments.
They said: “Driver distraction is covered under a general road rule… that a driver must not drive a vehicle unless the driver has proper control of the vehicle.”
They added: “You are not covered under this policy for loss, damage or liability caused by the driver of the car, or a passenger, acting willfully or recklessly.
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